LETS GET STARTED

Our Cash Advance Loan is a short term finance solution that works with your business and its existing credit debit card machine.

What Type of Businesses Use Cash Advance?

Retailers | Restaurants | Gastro Pubs | Tourism
Professional Services | Clinicians | E-commerce

CASH ADVANCE FACILITY

Referral Finance Cash Advance facility offers a flexible finance alternative to a fixed payment term offer by banks, working with your business, Clients can borrow up to €500,000. Depending on your business, multiple facilities are possible. Repayments are made as a small percentage of credit/debit card sales until you have repaid the facility in full.

HOW CASH ADVANCE WORKS

After approval and draw down of your funds, repayments are made daily as a percentage charge of sales coming through your credit/debit card payments terminal. Cash Advance is different to a fixed monthly repayment loan, daily card repayments work along with the natural ebb and flow of your business, reducing pressure on your cash flow.

6 MONTH TERM

9 MONTH TERM

18 MONTH TERM

Express Funding

Access up to €25,000 in working capital with our express cash advance product:

  • €10,000 – €25,000
  • Term 6 months
  • Fixed pricing
  • Same day approval

 

Application Requirements

We require the most recent of the following documents to make a same day approval:

  • 3 Months Banks Statements
  • 12 Months Merchant Statements
  • Tax Clearance Certificate

Express Funding

Access up to €50,000 in working capital with our express cash advance product:

  • €25,000 – €50,000
  • Term 9 months
  • Fixed pricing
  • Same day approval

 

Application Requirements

We require the most recent of the following documents to make a same day approval:

  • 3 Months Banks Statements
  • 12 Months Merchant Statements
  • Tax Clearance Certificate

Max Funding

Access up to 500,000 in working capital with our max cash advance product:

  • €10,000 – €500,000
  • Term 3 – 18 months
  • Risk based pricing
  • Approval within 24 hours

 

Application Requirements

To apply for up to €500,000, we will require the following documents:

  • Financial Accounts
  • Management Accounts
  • 6 Months Banks Statements
  • 12 Months Merchant Statements
  • Tax Clearance Certificate

USE OF FUNDS

BENEFITS

Cash advance is frequently used for:

  • Premises expansion
  • Paying off existing debt
  • Purchasing equipment
  • New website
  • Inventory
  • Hiring new staff
  • Refurbishment

Benefits of a cash advance include:

  • Repayments are made daily
  • Flexible repayments
  • Security taken on card receipts
  • 100% fulfilled by institutional lenders
  • Rolling credit facility

THE PROCESS

How It Works
3 Simple Steps For Business Finance

01

START

Contact Us and Free Application

02

APPLY

Start A New Application Submit Your Accounts & Statements Online

03

APPROVAL

It takes 24 – 48 hours for application and then  7 – 10 days to drawdown of funds.

NEED TO GET STARTED?

Need help to get started with your finance application? Speak to one of our Business Relationship Managers. 

Every team member is a business finance expert and happy to provide you with a personalised service.

REQUEST A CALL BACK